Financial Peace
of Mind

When you visualize financial independence, what do you see? More opportunities for travel? Working only part time? Volunteering for a cause you care deeply about? The picture in your mind is like the cover of your personal puzzle box and your finances are the puzzle pieces. With the right help, you can put them together successfully.

We can help.

What usually happens is that you go to a stockbroker for investment advice, an insurance agent to buy insurance, an accountant for tax preparation, and an attorney for estate planning. All can give you great advice about their area of expertise, but it's a bit like deciding what the puzzle is based on only one piece. Is it any wonder that the pieces then don't fit together?

What makes us different?

We focus on your goals and work with all areas of your financial life—tax preparation and planning, investment strategies, insurance, estate planning, retirement planning, budgeting, and more—to create a financial plan that changes as your circumstances change. Instead of just telling you what to do, we work together with you, providing you with easy-to-understand recommendations and helping you implement them every step of the way.

We are fee-only financial advisors. We sell no products and receive no commissions. Instead, you pay us an annual fee for our objective, personal advice on how to achieve your financial goals. This annual retainer covers all the meetings necessary and allows you to contact us whenever you have questions or your life changes.

Follow the Money

Financial planners who use the product sales approach make money only when you purchase the investment or policy they are selling. Different products pay different commission amounts, and because the comission is included in the overall price of the product, you may have no idea how much you are actually paying or that you could pay much less for a more appropriate product. Read More...

Do You?

• Have the right financial plan?
• Make the best decisions about insurance, estate planning, retirement planning, budgeting, and so on?
• Have the investments and the investment strategies that will allow you to reach your most important goals?
• Pay only what truly you owe in taxes instead of giving the government what’s rightfully yours?

If you are like most people, you worry about your financial future. You are frustrated by conflicting financial advice, overwhelmed by the amount of information available, and distrustful of those who claim to know the answers. You’re wondering if you will ever achieve your goals and enjoy peace of mind. Where will the money come from to fund your children’s education or your retirement? How can you be assured that you’ll have the assets available to do what you want?

Personal Financial Planning:
Grounded in Your Values,
Reaching for Your Goals